Finance Your Purchase

Phoenix Cycleworks is pleased to offer you the ability to spread your payments with 0% Interest Free Finance and Classic Finance plans. We offer a number of finance plans for you to choose from, depending upon the total amount you wish to borrow: 

To qualify for finance you must:

  • Be at least 18 years old 

  • Have a regular income

  • Have a good credit history

  • Be a permanent UK resident

  • Be able to supply 3 years of address history

Meeting this criteria does not guarantee acceptance.  As part of the application a search will be made on your credit history. 

*Currently V12 Finance is only available in store*

* 0% Available on bikes that are £1500 and above

  Classic credit available on bikes under £1500*

Powered by V12 Retail Finance

Instant decision - no paperwork involved!

Our finance process is now instant, which means there are no more forms for you to sign, and you will know instantly whether or not you have been approved for credit. Your order will now take not much longer to purchase than if you paid by credit card.

Applying for finance has never been easier. We are now using the amazing new V12 fully online application system that has all the following benefits:

  • instant decision

  • Totally paperless - no printing or waiting for paperwork to sign

  • Bikes available to take straight away*

  • Repayments don't start until 1 month after you collected your bike